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How It Works

Our 3-Step Process Makes Saving Simple

In just three quick steps, you’ll cut payroll taxes, boost employee benefits, and keep more money in your business without the piles of confusing paperwork.

Step 1:

Check Your Eligibility

Answer a few quick questions to see how much you could save.

Step 2:

Verify Your Numbers

Send us basic payroll data, and we’ll run a free, detailed analysis.

Step 3:

Start Saving in 45 Days

Once enrolled, taxes drop, benefits kick in, and savings flow back.

Financial Services

A Complete Business Savings & Growth System

We give you a 360° strategy to cut costs, boost cash flow, and protect your business.

ACA Programs

Make quality healthcare more accessible with subsidies that can significantly lower premiums for your team.

ADP Payroll Services

Automated, accurate payroll processing backed by top-notch customer support that saves you hours every month.

PHS Plans

Preventative Health Strategies that reduce costs, boost employee wellness, and eliminate compliance headaches.

Explore Services

Click the button below to visit our Services page and explore detailed information about what we offer.

Benefits

Why This Works for Employers

Save money, strengthen your team, and stay compliant all while adding real value to your employees, at no cost to you.

Cut Payroll Taxes Instantly

Reduce Workers' Comp Premiums by 30–60%

Boost Employee Retention

Stay 100% Compliant

Zero Upfront Cost

Perks

Why This Works for Employees

With our Section 125 Wellness Plan, part of your paycheck goes in before taxes, which lowers your taxable income, and you still get post-tax rewards you can keep. Plus, you unlock valuable health and wellness benefits at no extra cost.

You’ll enjoy:

24/7 telemedicine for urgent care, primary care, and mental health

Up to 60% off on dental care

Wide list of no-cost acute medications

Employee Assistance Program (financial, emotional, and legal support)

Free preventive care programs & personal health coaching

Personal Health Dashboard & mobile app for every employee

Advantages

Affordable Medications, Delivered With Care

From urgent needs to long-term treatments, ACA Pharmacy Services makes prescriptions simple, clear, and affordable no surprises, just savings.

Why Choose ACA Pharmacy Services?

Free Acute Medications

Up to 80% Off Prescriptions

Discounts on Brand-Name Meds

70,000+ Pickup Locations

Transparent Pricing

Your Peace of Mind, Guaranteed With ACA Solutions

We back every plan with up to $500,000 in legal protection for employers and $10,000 for employees. Our Audit Legal Protection ensures you’re covered and compliant from day one. Our partner law firm has over 35 years of experience protecting businesses like yours. We also conduct a full compliance audit to ensure everything is bulletproof.

Why us

Why Choose ACA Solutions Hub?

Because every dollar counts, and we make sure you keep more of them. We’ve helped businesses of all sizes reclaim thousands of dollars in payroll taxes while giving their employees not only savings but healthcare benefits they never thought they could afford.

30–60%

Workers’ Comp Savings

70,000+

Pharmacies Nationwide

24/7

Telemedicine & Urgent Care

$681+(/Employee)

In Payroll Tax Relief

Calculate Savings

Discover Your Business’s Annual Tax Savings

A quick check might reveal tax savings you didn’t know you had

Step 1: Enter your number of employees and see your estimated annual payroll tax savings instantly.

Step 2: Click “Check Eligibility” to confirm your qualification. It’s quick and secure without the paperwork headaches. 

Step 1:

Estimate your yearly tax savings

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Note: Enter number of employees to generate yearly savings

Estimated Yearly Savings:

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Step 2:

Check your eligibility

Customer Testimonials

Businesses Share Their ACA Success Stories With You

Hear from employers who’ve saved and stayed compliant.

Gigi Garza

Owner

Exceptional support and savings

...questions and concerns with exceptional support. I am immensely satisfied with ACA's services—they have enabled our organization to save hundreds of thousands of dollars annually while providing valuable benefits to our employees....

Garza Management Company Houston, TX

Peter Capdeville

Owner

Exceptional guidance, lasting benefits

...26 other Maaco owners to ACA Solutions and will continue to recommend it to my colleagues. I want to express my gratitude to Virginia for taking the time to educate both me and my employees on this plan—it has been an incredible benefit to my....

Peter Capdeville Owner

Ariel Joudai

Owner / CEO

Significant savings, competitive edge

...organization, presenting substantial financial benefits, including significant savings in FICA taxes and workers' compensation annually. Moreover, the telehealth benefits… have positioned Affinity Hospice ahead of competitors in the marketplace....

Ariel Joudai, CPA

Brandon Zora

Owner/CEO

Premier provider, proven results

...I can confidently assert that ACA stands as a premier provider in this domain. Consequently, we are now realizing annual savings exceeding $140,000. Furthermore, the program has been exceedingly well-received by my employees....

Black Tiger Medical Transportation

Joe Taormina

President

Legally sound, financially rewarding

...The ACA Plan is exceptional in its legal compliance and employer protection, and it has allowed me to save hundreds of thousands of dollars annually in FICA taxes and workers’ compensation premiums. Additionally, it provides my employees access...

Maaco Collision Repair

Brandon Zora

Owner / CEO

Highly recommended, widely shared

... My experience with ACA Solutions has been so positive that i've proudly become a referral partner. Within just the first month, I recommended their services to five other businesses and plan to continue spreading the word as widely as possible...

Redwood Assisted Living

FAQs

Questions We Often Hear

Find The Answers You Are Looking For

In order for a business to provide PHS to its employees, it needs a minimum of 10 employees earning more than $25k per year.

If your employee leaves, they take their plan with them. It is up to them to contribute to the plan, but the assets they created are theirs to use at their own discretion.

Yes. Each location, if they have a separate EIN number will need to apply and implement separately.

No. Even part time employees can qualify as long as they earn more than $25k per year.

PHS is simply a supplemental preventative health program. Employees will receive a significant reward for participating. In addition, their medical costs will be reduced as PHS can provide many free resources that would otherwise cost employees for provider visits and other care options.

PHS covers not only the participating employee, but everyone included in their household. Even pets.

Typically it will take about 4-6 weeks from the time payroll reports are received to actual implementation.

Once PHS is implemented, it will renew every 12 month period.

Save Money on Payroll Taxes

Ready to save on payroll tax money and give your team health benefits at no cost?